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HomeMy WebLinkAbout9 Delinquency Updates for Old Greenwood and Grays Crossing Agenda Item # 9 TRUCKEE DONNER PublicDistrict ACTION To: Board of Directors From: Robert Mescher Date: August 20, 2014 Subject: Consideration of Foreclosures in the Community Facilities Districts; and Delinquency Updates for Old Greenwood and Gray's Crossing 1. WHY THIS MATTER IS BEFORE THE BOARD Adoption of a foreclosure resolution and contracting with a foreclosure attorney are the next steps in the collection of delinquent Community Facilities District (CFD) assessments. 2. HISTORY In 2003, the Board formed a CFD for the Old Greenwood development. In 2004, the Board formed a CFD for the Gray's Crossing development. Both CFDs were formed for the purpose of selling bonds to pay for portions of the infrastructure in both the Old Greenwood and Gray's Crossing developments. The property owners in each CFD have been annually assessed through their property tax bill to pay the principal and interest on the bonds. Each year since 2010, the Board has adopted a foreclosure resolution authorizing staff and special counsel to proceed with the foreclosure process on all parcels with delinquent assessments in both CFDs. Last year, there were approximately sixteen parcels with delinquencies. Three of those parcels were large undeveloped multi-family parcels owned by the developers LDK and Gray's Station. The parcels have income restrictions and the developers have no intent to pay future and delinquent assessments. Previous Sheriffs sales failed to obtain the minimum bid on those parcels. The remaining parcels were single-residential lots owned by individuals. 3. NEW INFORMATION STATUS OF PRIOR DELINQUENCIES No status has changed with the three large undeveloped parcels. The developers LDK and Gray's Station have no intent on paying future or past delinquencies due to the income restrictions on the parcels. Of the remaining thirteen parcels, six parcels have paid and are now current. Two parcels are scheduled for a Sheriff sale on 9/10/14. The District is either in process or has received Writs-of-Sale from the court for the remaining parcels. After receiving the Writs-of-Sale, the Nevada County Sheriffs Office will schedule a sale. Obtaining the Writs-of-Sales and scheduling the auctions has taken longer than expected due to budget cuts at Nevada County leaving the county staff short handed. Stradling Yocca Carlson and Rauth is continuing to work with Nevada County to obtain the Writs-of-Sale and schedule Sheriff sales . NEW DELINQUENCIES Attachment 1 lists the parcels that did not pay their assessments this past year. There are forty-six delinquent parcels in Gray's Crossing and five delinquent parcels in Old Greenwood. This list includes the ten parcel owners described above. The three largest delinquent assessments from Gray's Crossing are the three largest parcels mentioned above. Attachment 2 and Attachment 3 are maps of the delinquent parcels in Old Greenwood and Gray's Crossing. FORECLOSURE CRITERIA The bond covenant defines when the foreclosure proceedings apply. The criteria for when the Board must proceed with foreclosure are: A) A parcel or property owner is past due more than $7,500, or B) If more than 5% of the amount billed is past due, all past due parcels are subject to foreclosure. There are five property owners in Old Greenwood with delinquent assessments. Two are from prior years and three are from the 2013/2014 levy. The total past due for Old Greenwood 2013/2014 assessments is $10,995. One parcel has a total delinquency including prior year's assessments that is more than $7,500. The Board must proceed with foreclosure on that parcel and may proceed with foreclosure on the other four. There are forty-six property owners in Gray's Crossing that are delinquent. The delinquent assessments totaling $720,554 exceeds 5% of the amount billed. The Board must proceed with foreclosure on all of the parcels. All of the property owners have received reminder letters and demand letters prepared by Willdan Financial, the firm that administers the collection of the assessments. Willdan has also sent a letter to the lenders and copied the property owners. SPECIAL COUNSEL Stradling Yocca Carlson & Rauth has six offices throughout California and they have done an excellent job in collecting most of the delinquencies from last year. 4. FISCAL IMPACT There is no fiscal impact to Truckee Donner Public Utility District with this action item. All charges incurred related to the judicial foreclosure process are the responsibility of the property owners in the CFD. Approximately $280,000 will need to be drawn from the Gray's Crossing Reserve Fund to make the $1.3 million bond payment because of the accumulated Gray's Crossing delinquencies. Most of the total assessment delinquencies are due to the three large undeveloped parcels with income restrictions. Drawing from the Reserve Fund is a reportable event to the bond holders. Total Special Tax Fund $ 960,000 Total Surplus Fund 80,000 Available Funds $1,030,000 Reserve Fund Draw 280,000 Payment due 09/1/2014 $1,310,000 5. RECOMMENDATION a) Adopt the attached foreclosure Resolution 2014-19 (Attachment 4) authorizing staff and special counsel to proceed with the foreclosure process on all parcels with delinquent assessments in both Old Greenwood and Gray's Crossing CFD. b) Authorize the Board President to extend the agreement for legal services with Stradling Yocca Carlson & Rauth for their work relating to the foreclosure on delinquent parcels in both Old Greenwood and Gray's Crossing CFD. Robert Mescher Michael D. Holley Administrative Services Manager General Manager CFD Delinquent Assessments ATTACHMENT 1 (Excludes penalty, interest, and fees) Gray's Crossing CFD 2013 2014 Prior Years Total APN Owner Past Due Past Due Past Due 19-770-02 Gray's Station 207,995 602,378 810,373 19-770-13 Frank Seelig 3,466 8,362 11,828 19-780-03 Douglas Sumaraga 3,585 3,515 7,100 19-800-04 Otis McGee 1,793 - 1,793 19-800-15 Douglas Sumaraga 3,705 14,107 17,812 19-840-08 Andree Wood 2,241 - 2,241 19-840-10 Travis Reich 2,241 - 2,241 19-840-11 Travis Reich 2,241 - 2,241 19-840-12 Travis Reich 2,315 - 2,315 19-840-14 No Name 11684 Kelly Dr. 2,315 - 2,315 19-850-03 Incline Land Co 2,241 - 2,241 19-870-02 Coral Quiet 2,315 - 2,315 19-870-09 Drake & Nannette Niven 4,482 10,812 15,294 19-870-13 Gerald Quinlan 4,332 - 4,332 19-910-02 Gary & Cherene Ifland 2,390 4,687 7,077 19-910-05 Grace Ferneynes 2,166 - 2,166 43-010-05 LDK GC 81, LLC Gray's Station LLC 96,670 279,967 376,637 43-010-07 LDK GC 81, LLC Gray's Station LLC 165,861 480,351 646,212 43-030-13 Trailside Builder Inc. 2,465 - 2,465 43-040-11 Grace Ferneynes 4,930 - 4,930 43-040-12 Trailside Builder Inc. 2,465 - 2,465 43-040-14 Russ Kaulback 2,465 - 2,465 43-050-02 Village at Gray's Crossing 846 - 846 43-050-03 Village at Gray's Crossing 564 - 564 43-050-04 Village at Gray's Crossing 986 - 986 43-050-05 Village at Gray's Crossing 846 - 846 43-050-06 Village at Gray's Crossing 564 - 564 43-050-07 Village at Gray's Crossing 986 - 986 43-050-08 Village at Gray's Crossing 846 - 846 43-050-09 Village at Gray's Crossing 986 - 986 43-050-17 Village at Gray's Crossing 846 - 846 43-050-18 Village at Gray's Crossing 986 - 986 43-050-19 Village at Gray's Crossing 846 - 846 43-050-20 Village at Gray's Crossing 986 - 986 43-050-21 Village at Gray's Crossing 14,233 - 14,233 43-060-01 Village at Gray's Crossing 11,273 - 11,273 43-060-02 Village at Gray's Crossing 11,555 - 11,555 43-060-04 Village at Gray's Crossing 20,010 - 20,010 43-060-05 Village at Gray's Crossing 17,333 - 17,333 43-060-06 Village at Gray's Crossing 7,891 - 7,891 43-060-08 Village at Gray's Crossing 5,778 - 5,778 43-070-01 Village at Gray's Crossing 60,313 - 60,313 43-070-02 Village at Gray's Crossing 4,650 - 4,650 43-070-03 Village at Gray's Crossing 8,314 - 8,314 43-070-05 Village at Gray's Crossing 15,924 - 15,924 43-070-06 Village at Gray's Crossing 8,314 - 8,314 46 Total 720,554 1,404,180 2,124,734 Old Greenwood 2013 2014 Prior Years Total APN Owner Past Due Past Due Past Due 19-740-21 Ezekiel &Susan Straw - 5,204 5,204 19-750-19 Trevor &Jennifer Sanders 3,585 - 3,585 19-750-39 James Wogan 3,585 10,340 13,925 19-750-43 Charles Anderson 1,793 - 1,793 19-940-18 Mathew & Stephanie Hein 2,032 - 2,032 5 Total 10,995 15,544 26,539 Attachment 2 Failed Auction New Delinquency Sherif Sale Imminent Writ of Sale ay 10 �e5 ae re�y���e O �dy0 � i�0� � Fr eye oht��^ 4. Legae� t �6 �ttets fir\ c rsOn Range G S� ca LQ r a J J • O —! 0 Settlers Ln t Ave e e YMPIC v Attachment 3 15. d - Failed Auction N �� White ail CtoaG` New Delinquency �' R Inbow C Snow Sr Ida as Sherif Sale Imminent Writ of Sale U a gottcher Lp CO �a o `gym U e V � gape\\e e� a� t i t0 Q O� Chi 10 h F a Uo Saad\ �4o dfi Hinton Ln 6a o6 to 80 Attachment 4 2. The District President of the Board is authorized to retain Stradling Yocca Carlson & Rauth, a law firm, as special counsel on the terms set forth in the agreement presented to the Board to prosecute the foreclosure actions and to collect on behalf of the CFDs all amounts due on account of the special taxes listed in Exhibits Al and any subsequent delinquent special taxes. 3. The Board finds that the Act provides for the payment of the costs and attorneys fees for prosecution of the foreclosures authorized by the District and hereby authorizes Attorneys to require payment on its behalf of all costs and all attorneys fees incurred as to each delinquent parcel as a condition of such redemption as provided in the agreement. Adopted by the Board of Directors of the Truckee Donner Public Utility District acting on its own behalf and as the Legislative Body of all of its Community Facilities Districts at a regular meeting held on August 20, 2014, by the following vote: AYES: NOES: ABSTAIN: ABSENT: TRUCKEE DONNER PUBLIC UTILITY DISTRICT Tony Laliotis, President ATTEST: Michael D. Holley, PE. Clerk of the Board Resolution 2013-XX 2 Attachment 4 TRUCKEE DONNER Public Utility District RESOLUTION NO. 2014 - 19 LF RESOLUTION OF THE BOARD OF DIRECTORS OF THE TRUCKEE DONNER PUBLIC UTILITY DISTRICT ACTING ON ITS OWN BEHALF AND AS THE GOVERNING BODY OF ALL OF ITS COMMUNITY FACILITIES DISTRICTS (OLD GREENWOOD No. 03-1 AND GRAYS CROSSING No. 04-1) AUTHORIZING RETENTION OF SPECIAL COUNSEL WHEREAS, the Truckee Donner Public Utility District (the "TDPUD") has conducted proceedings resulting in the formation of Community Facilities Districts ("CFDs"; the District and the CFDs are collectively referred to as "District") and the issuance and sale of bonds or debt pursuant to the Mello-Roos Community Facilities Act of 1982 (Cal. Gov. Code Section 53311, et seq.; the "Act"); and WHEREAS, pursuant to the Act, the District has duly recorded Notices of Special Tax Lien and has duly and regularly levied CFD special taxes, which special taxes and interest and penalties thereon constitute a lien against the parcel of the land against which it was levied until the same are paid, which liens secure :in, whole or part debt issued pursuant to the Act; and WHEREAS, certain installments of the special taxes have not been paid when due, and certain special taxes may not be'paid when due in the future; and WHEREAS, pursuant to Section:53356.1(a) of the Act, the District is authorized to order the special taxes collected by an action brought in the Superior Court to foreclose their liens; and WHEREAS, pursuant ,to Section 53356.1(b) of the Act, the District covenanted for the benefit'of owners of the debt to file such foreclosure actions on behalf of the debt holders and are authorized to order the County Auditor to credit the delinquent special taxes upon the secured tax roll, thus relieving the County Tax Collector of further duty and regard thereto; and,', WHEREAS, the District wishes to retain experienced, qualified counsel to prosecute such judicial foreclosure actions, NOW THEREFORE, BE IT RESOLVED by the Board of Directors of the TDPUD acting on its own behalf and as the Legislative Body of all of the District CFDs that: 1. The Board finds that the Act authorizes the commencement of judicial foreclosure proceedings to collect delinquent special taxes, and hereby orders that the delinquent special taxes listed on the attached Exhibits Al and all future delinquent special taxes as to such property, be collected by action brought in the appropriate Superior Court to foreclose the liens thereof. Resolution 2014-19 1