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Home My WebLink AboutInsurance Rewal attachmentsGENERAL LIABILITY Carrier: Policy Period: AM Best Rating: COVERAGES Atlantic Specialty Ins Company 06/01/17to 06/01/18 0 General Liability Aggregate Limit Products/Completed Operations Aggregate Limit Coverage A Bodily Injury and Property Damage — Each Occurrence Coverage B Personal and Advertising Injury Damage to Rented Premises Medical Expense (Any one Person) Failure to Supply — Each Occurrence Public Officials Errors and Omissions — Each Wrongful Act Public Officials Errors and Omissions —Aggregate — Retro Date 05/01/02 Public Officials Employment Practices — Each Offense Public Officials Employment Practices — Aggregate — Retro Date 05/01/02 Public Officials Employee Benefits Administration — Each Offense Public Officials —Aggregate — Retro Date 05/01/02 DEDUCTIBLES TYPE Coverage A & B — Per Occurrence Public Officials Errors and Omissions— Each Wrongful Act Public Officials Employment Practices —Each Offense Public Officials Employee Benefits Administration —Each Offense ENDORSEMENTS - NOTALL INCLUSIVE Exclude — Health Care and Social Services Liability Waiver of Transfer of Rights for Union Pacific LIMITS $5,000,000 $5,000,000 $11000/000 $11000,000 $11000,000 No Coverage 1000,000 $11000,000 $51000,000 $11000,000 $ 1000,000 $11000,000 $51000,000 AMOUNT $25,000 $25,000 $251000 $ 1000 Let our experience guide you. 16 COMMERCIAL AUTO Carrier: Policy Period: AM Best Rating: COVERAGE Atlantic Specialty Ins Company 06/01/17to 06/01/18 0 Combined Single Limit - $25,000 Deductible Medical Payments Uninsured Motorist Comprehensive Deductible Collision Deductible Hired Automobile Liability Non -owned Automobile Liability Hired Physical Damage Limit Comprehensive Deductible Collision Deductible SYMBOLS) LIMITS OF LIABILITY 1 $1,000,000 No Coverage No Coverage 2 $1,000,000 7,8 (See Schedule of Vehicles) 7,8 (See Schedule of Vehicles) Included Included $200,000 $25,000 $25,000 @Vantage For Government Risks (GRSCA 400 0910) Schedule of Coverage Extensions 1. Additional Insured By Contract 10. Employees and Volunteers as insureds 2. Airbag Discharge 11. Expected or Intended injury Exclusion 3. Auto Theft Reward 12. Fellow Employee Exclusion 4. Bodily Injury Redefined - Mental Anguish 13. Freezing Coverage - Emergency Vehicles 5. Commandeered Autos 14. Glass Repair -Waiver of Deductible 6. Customized Vehicles 7. Duties In The Event of Accident, Claim Suitor Loss 15. Hired Auto Physical Damage Coverage 16. Lease Gap Coverage 8. Elected or Appointed Officials As insureds 17. Liability Coverage -Supplementary Payment 9. Electronic Equipment 18. Physical Damage -Transportation Expensed Coverage Symbols: (4) Owned Autos Other Than Private (7) Autos Specified On (1) Any Auto Passenger Schedule (2) All Owned Autos (5) All Owned Autos Requiring No -Fault (8) Hired Autos (3) Owned Private Coverage (9) Non -Owned Autos Passenger Autos (6) Owned Autos Subject To Compulsory U.M. Law Let our experience guide you. 17 COMMERCIAL PROPERTY Carrier: Policy Period: AM Best Rating Description Atlantic Specialty Ins Company 06/01/17 to 06/01/18 0 Blanket Limits Total Blanket Building &Contents Limit $71,573,532 Total Blanket Business Income w/Extra Expense Limit $2,500,000 Blanket Flood $10,000,000 SEE ATTACHED STATEMENT OF VALUES Building and Property Conditions: Covered Causes of Loss: Special Valuation: Replacement Cost Business Income and Extra Expense Conditions: Including Rental Value Extended Period of Indemnity 90 days Waiting Period 72 hours Civil Authority Coverage 4 Weeks Ded $25,000 72 Hours $251000 Supplemental Property Coverages (not all inclusive) Description: Limit Deductible Pollutant Clean Up & Removal — Each Scheduled Location $100,000 $25,000 Debris Removal — Each Scheduled Location $250,000 $25,000 Building Ordinance Combined B&C — Each Scheduled Location $500,000 $0 Property in Transit — Per Occurrence $50,000 $25,000 Property at Other Locations — Per Occurrence $50,000 $25,000 Let our experience guide you. COMMERCIAL PROPERTY ENHANCEMENTS Description Limit Bucket Coverage Per Occurrence $500,000 Personal Effects of Officers, Partners, & Employees, Valuable Information Property Accounts Receivable Fine Arts- Per item $10,000 Hardware & Media; Fire Extinguisher & Automatic Extinguishing Response Service; Emergency Response Service Charge; Conditional Sales Agreement; Decrease value of Stock due to Damage to another part of parts of stock; Tenants Improvements & Betterments; Electronic Data Damage or Destruction from Inland Marine Cause of Loss; Electronic Data Loss of Income & Extra Expense from Inland Marine Cause of Loss; Property in Transit — Per Occurrence $50,000 International Air Shipments — Per Occurrence $25,000 Property at Other Locations — Per Occurrence $50,000 Crime Limit of Insurance $25,000 Money & Securities; Employee Theft; Money Orders & Counterfeit Paper Currency; Forgery & Alteration; Inside the Premises — Robbery or Safe Burglary or Other Property; ERISA Employee Theft — Per Occurrence $25,000 Credit, Debit or Charge Card Forgery — Per Occurrence $5,000 Newly Acquired or Constructed Property — Building —180 Days $2,000,000 Newly Acquired or Constructed Property — Personal Property —180 Days $1,0001000 Claim Expense — Per Occurrence $50,000 Reward — Per Occurrence $50,000 Contractual Penalties — Per Occurrence $50,000 Automatic Seasonal Increase (Peak Season) — Per Occurrence $100,000 Brands & Labels Expense — Per Occurrence $50,000 Food Contamination — Per Occurrence $25,000 Newly Acquired Property Business Income * — Per Occurrence —180 Days $250,000 Let our experience guide you. COMMERCIAL PROPERTY ENHANCEMENTS Extra Expense* Limits on Loss Payment 100%-100%-100% $100,000 Business Income or Extra Expense Utility Service Charge * — Water, Power (not including overhead transmissions lines), including overhead transmissions lines) Per Occurrence Communication (not $25,000 Dependent Properties * — Per Occurrence $100,000 Lessor's Lease Cancellation ** — Per Occurrence $25,000 Lessor's Tenant Relocation Expense ** — Per Occurrence $25,000 Limited Coverage for Fungus, Wet Rot, Dry Rot, & Bacteria —Annual Aggregate $15,000 Electronic Data Damage or Destruction — Cyber Vandalism — Employee Annual Agg $50,000 Electronic Data Damage or Destruction — Cyber Vandalism — Aggregate Non Employee Annual $10,000 Electronic Date Loss of Income & Extra Expense — Cyber Vandalism — Employee Annual Aggregate — Waiting Period — 72 Hours $50,000 Electronic Date Loss of Income & Extra Expense — Cyber Vandalism Employee Annual Aggregate — Waiting Period — 72 Hours — Non $10,000 Denial of Service Coverage — Annual Aggregate $101000 California Hardware, Media & Electronic Data Earthquake — Per Occurrence $1001000 Preservation of Property — Expense — Per Occurrence $50,000 Lock Replacement — Per Occurrence $10,000 Catastrophe Allowance —Annual Aggregate $50,000 Expediting Expense - — Per Occurrence $50,000 Soft Costs — Per Occurrence $25,000 Temporary Relocation of Property Coverage during renovation of Remodeling -- Per Occurrence — 90 Days $100,000 Salesmen's Samples $25,000 Green Upgrades Additional Coverage — Per Occurrence 10% Green Upgrades % $50,000 * This Coverage Extension to purchased Business Income Coverage or purchased Extra Expense coverage only applies to locations where that purchased coverage is shown in the Supplemental Property Declarations. **This Coverage Extension to purchased Business Income Coverage applies only to locations where that purchased coverage is shown in the Supplemental Property Declarations. Some of the Property Enhancements Coverages are subject to a Deductible, please see policy for specifics. Let our experience guide you. 10 MOBILE EQUIPMENT Carrier: Policy Period: AM Best Rating: Coverage: Blanket Equipment: Valuation: Co Insurance: Deductible: EQUIPMENT Description Atlantic Specialty Ins Company 06/01/17 to 06/01/18 I_1 $736,148 Replacement Coverage 90% $25,000 SEE ATTACHED STATEMENT OF VALUES Shop &Garage —Electric Tools &Equipment Shop & Garage — Electric/Water Tools & Equipment Shop & Garage — Mechanic Electric Tools & Equipment Unscheduled Items Leased, Rented or Borrowed Equipment from Others —Any One Item Leased, Rented or Borrowed Equipment from Others -All Items Let our experience guide you. Amount of Insurance 86,588 $ $50,445 $9,029 $500,000 $500)000 11 ELECTRONIC DATA PROCESSING Carrier: Policy Period: AM Best Rating: Location #0480 Atlantic Specialty Ins Company 06/01/17to 06/01/18 A Subject of Insurance Hardware &Media Valuation: 11570 Donner Pass Road, Truckee Functional Replacement Coverage Let our experience guide you. Limit Deductible $1,357,252 $25,000 12 CRIME/DATA/CYBER Carrier: Policy Period: AM Best Rating Crime Coverage Atlantic Specialty Ins Company 06/01/17to 06/01/18 Money &Securities Employee Theft Money Orders & Counterfeit Paper Currency Forgery & Alteration Inside the Premises Robbery or Safe Burglary ERISA Theft —Per Occurrence Credit, Debit or Charge Card Forgery — Per Occ Data Coverage Data Breach -Any One Occurrence Data Breach - Annual Aggregate Additional Expense Coverage Annual Aggregate Sublimits Legal Services Public Relations Third Party Data Breach Data Extortion Ransom Coverage Data Extortion Reward Coverage Computer Fraud Cyber Coverage Limit Deductible $251000 $25,000 $25,000 $25,000 $251000 $25,000 $251000 $25,000 $251000 $25,000 $251000 $0 $51000 $25,000 Limit Deductible 5000 $1000 $2,, $251000 $1,000 $25,000 $1,000 $251000 $1,000 $251000 $1,000 $251000 $1,000 $ 251000 $1,000 $100,000 $25,000 Limit Deductible Electronic Data Damage or Destruction Cyber Vandalism —Employee Annual Aggregate $50,000 $25,000 Electronic Data Damage or Destruction Cyber Vandalism — Non Employee Annual Agg. $10,000 $25,000 Electronic Data Loss of Income & Extra Expense Cyber Vandalism —Employee Annual Aggregate $50,000 72 hours Electronic Data Loss of Income & Extra Expense Cyber Vandalism — Non Employee Annual Agg. $10,000 72 hours Let our experience guide you. CRIME Carrier: Policy Period: AM Best Rating: Federal Insurance Company 06/o1/17to 06/o1/1a A++ Organization: Truckee Donner Public Utility District and its Subsidiaries Crime Coverage Employee Theft Coverage Premises Coverage In Transit Coverage Forgery Coverage Computer Fraud Coverage Funds Transfer Fraud Coverage Money Order & Counterfeit Fraud Coverage Credit Card Fraud Coverage Client Coverage Expense Coverage Retention: Limit $2,000,000 $2,000,000 $2,000,000 $ 2, 000,000 $2,000,000 $2,000,000 $2,000,000 $2,000,000 $2,000,000 $251000 $5,000 14-02-13658 0314 Pension Protection Act Enhancement Endorsement 14-02-15348 0909 Amend Premises Coverage insuring Clause Endorsement 14-02-16840 0410 Amend Exclusion 12(M) Endorsement 14-02-19671 0414 Privacy And Data Breach Exclusions Endorsement 14-02-7402 1002 Amend Definition of Employee Endorsement 14-02-8931 0408 Amend Definition of Employee Endorsement 14-02-8932 1103 Amend Definition of Securities Endorsement 14-02-8933 1103 Amend Money Order and Counterfeit Currency Fraud Endorsement Let our experience guide you. 14 CYBER Carrier: Policy Period: AM Best Rating: Third Party Liability Travelers Casualty &Surety Co of America 06/01/17 to 06/o1/1s A++ Network &Information Security Communications & Media Regulatory Defense Expenses Continuity Date: Prior & Pending Proceeding Date: First Party Liability Crisis Management Security Breach Remediation & Notification Expense Computer Program & Electronic Data Restoration Expenses Computer Fraud Funds Transfer Fraud E-Commerce Extortion Business Interruption & Additional Expenses Limit Retention laim $1,000,000 Each Claim $25,000 Ea C $1,000,000 Each Claim $25,000 Ea Claim $1,000,000 Each Regulatory Claim $25,000 Ea 06/01/16 06/01/16 Limit Regulatory Claim Retention 00 *$1,000,000 *$25,0 *$1,0001000 *$251000 *$1,000,000 *$25,000 *$1,000,000 *$25,000 *$1,000,000 *$25,000 *$11000,000 *$251000 *$500,000 ($1MM Limit 12 Hours available for a/p of $284 * For Each Single First Party Insured Event ACF-7006-0511 Removal of Short -Rate Cancellation Endorsement AFE-19004-0115 Cap on Losses From Certified Acts of Terrorism Endorsement AFE-19008-0115 Federal Terrorism Risk Insurance Act Disclosure CYB-10028-0813 Replace Section V.C. Settlement Endorsement CYB-10035-1113 Amend Insured's Duties in Event of a Claim Condition Endorsement - Replace Executive Officer Designation Endorsement Type Name or Title of Person(s) CEO, CFO, CIO, RM and /or Functional equivalent CYB-19001-0112 Replace Exclusion III. A. 8 Endorsement CYB-19004-0313 Fines and Penalties and Consumer Redress Funds Endorsement CYB-19015-0614 Replace Representation Section Endorsement CYB-19019-0715 Privacy Policy Endorsement CYB-19022-0116 Contingent Business Interruption IT Provider Endorsement Let our experience guide you. 15 PRIMARY EARTHQUAKE Carrier: Landmark American Ins Company Policy Period: 06/01/17 to 06/01/18 AM Best Rating: A+ EARTHQUAKE COVERAGE LIMITS Property —Per Occurrence and Annual Aggregate $5,000,000 Extra Expense — Per Occurrence $1,000,000 Business Income w/out Extra Expense other than "Rental Value" $1,500,000 Valuation: Replacement Cost, Business Income —Actual Loss Total Insured Value $76,788,036 per Statement of Values on file w/Company 03/15/2017 Coverages: • Building (District office building including property described in the submission which includes tanks, wells, equipment, generators & substations) • Personal Property • Electronic Data Processing (Included as Personal Property) • Extra Expense • Business Income without Extra Expense other than "Rental Value" • Radio & Television • Special Floater • Mobile Equipment Perils: Earthquake • Including Earthquake Sprinkler Leakage Form: ISO Forms — Current to 2012 versions & RSUI Forms Deductible: Earthquake -168 Hour Definition of Occurrence - 5.00% *subject to a minimum of $25,000 per occurrence(Property Damage &Time Element) Including Earthquake Sprinkler Leakage * If the Deductible is expressed as a percentage (unless otherwise stated), the Deductible is calculated separately for and applies separately to each building that sustains loss or damage, the personal property at each building at which there is loss or damage to personal property. Personal property in the open. Business Income and Extra Expense. If there is damage to both a building and personal property in that building, separate deductibles apply to the building and to the personal property. Policy Attachments Exclusion And Limited Additional Coverage For Fungus RSG 96004 0210 Exclusion of Pathogenic or Poisonous Biological or Chemical Material RSG 96014 0504 Let our experience guide you. 25 SECONDARY EARTHQUAKE COVERAGE Carrier: Evanston Insurance Company Policy Period: 06/01/17 to 06/01/18 AM Best Rating: A EARTHQUAKE COVERAGE LIMITS Property —Per Occurrence and in the Aggregate $5,000,000 Excess of $5,000,000 Per Occurrence Plus Underlying Deductible Valuation: Replacement Cost on Building, Business Personal Property, Equipment Actual Loss Sustained on Business Income w/Extra Expense Total Insured Value $76,788,036 Deductible: *5.00% of total insured valued at time of loss per loctn per unit insured Subject to a minimum of $25,000 per occurrence Covered Property: Building, BI with Extra Expense, Equipment as per schedule of values on file with this company. Perils Insured: Direct Risk of Loss or Damage from the perils of Earthquake EQSL in the state of California * If the Deductible is expressed as a percentage (unless otherwise stated), the Deductible is calculated separately for and applies separately to each building that sustains loss or damage, the personal property at each building at which there is loss or damage to personal property. Personal property in the open. Business Income and Extra Expense. If there is damage to both a building and personal property in that building, separate deductibles apply to the building and to the personal property. MPIL1005-CA0811 California Surplus Lines Notice (D-2) MPIL1007 03 14 Privacy Notice MPIL1074 07 14 Notice To Policyholders Claim Reporting MEIL1200-CA0316 Service Of Suit -California MEIL1211 06 10 Minimum Earned Premium Amendment Endorsement MDCP1005-CA09 14 Commercial Property Policy Declarations MDCP1009 09 14 Excess Property Supplemental Declarations MECP 0005 09 14 Excess Property Coverage Form MECP1213 02 15 Occurrence Limit of Liability- Excess MECP 121509 14 Additional Property Exclusions And Conditions MECP 1275 09 14 Named Perils MECP 1308 09 14 Exclusion - Virus, Harmful Code Or Similar Instruction MECP 131509 14 Exclusion - Asbestos MECP 1317 09 14 Exclusion - Biological, Radiological Or Chemical Materials MECP 1322 09 14 Exclusion - Pollution MECP 1326 09 14 Exclusion- Organic Pathogens Let our experience guide you. 26 EXCESS/UMBRELLA Carrier: Policy Period: AM Best Rating COVERAGE Limit of Liability: Maximum Limit UNDERLYING Type of Coverage Atlantic Specialty Ins Company 06/01/17 to 06/01/18 n Automobile General Liability Failure to Supply Public Officials Liability REMARKS: Each Occurrence Aggregate Failure to Supply Carrier Atlantic Specialty Atlantic Specialty Atlantic Specailty Atlantic Specialty Subject to it's own coverage's and exclusions Let our experience guide you. $10,000,000 $10,000,000 $4,000,000 Expiration Date 06/01/18 06/01/18 06/01/18 06/01/18 27 SECONDARY EXCESS/UMBRELLA Carrier: Endurance Risl< Solutions Assurance Co Policy Period: 06/01/17 to 06/01/18 AM Best Rating: A LIMITS OFTHIS INSURANCE: $10,000,000 Each Occurrence Limit $10,0001000 Aggregate Limit LIMITS OF UNDERLYING EXCESS INSURANCE: US$10,000,000 US$1010001000 US$1010001000 FOLLOWED POLICY: Company: Policy Number Coverage: Policy Period: Forms (not all inclusive): Each Occurrence Limit Products -Completed Operations Aggregate Limit Other Aggregate Limit (where applicable) Atlantic Specialty Insurance Company 7910001570006 Excess Follow Form From: June 1,2017 To: June 1,2018 EXL0001 0615 Commercial Excess Liability Declarations Page EXL1302 0610 Claim Notice with Eclaim Notice EXL0102 0110 Schedule of Underlying Policies EXL60010813 Absolute Asbestos Exclusion EXL0577 0110 Eminent Domain /Inverse Condemnation Exclusion EXL0516 0610 Exclusion —Violation of Information Statues EXL0530 0110 Failure to Supply Exclusion EXL0513 0110 Lead Exclusion EXL6066 0813 Nuclear Energy Liability Exclusion EXL6074 0813 Pollution Exclusion with Hostile Fire Exception EXL6088 0813 Silica, Silica -Related or Mixed Dust Exclusion EXL1323 0610 Sub Limited Coverage Exclusion EXL0537 0110 Uninsured/Underinsu red Motorist Exclusion EXL0562 0110 War Liability Exclusion EXL0907 0813 California Changes — Cancellation Non Renewal IL1201 0115 Exclusion of Certified Acts of Terrorism &Exclusion of other Acts EXL0203 0813 Excess Liability Coverage Follow Form (Short Form) Let our experience guide you. POLLUTION Carrier: Policy Period: AM Best Rating: Locations: Steadfast Insurance Company 06/01/17 to 06/01/20 A+ Reto Date Delimitation Date 11570 Donner Pass Rd and associated Substation 05/01/04 06/01/17 Truckee Substation SE Corner of Keiser Ave & Jibboom St 05/01/04 06/01/17 Donner Lake Substation, SS of Donner Lake Rd Between 180 & Cedar Point Drive 05/01/04 06/01/17 Tahoe Donner Substation, E of Ski Slope Way Between Bermgarten & N.wood Blvd 05/01/04 06/01/17 Martis Valley Substatioin, N of Riverview Dr, S of Truckee River 05/01/04 06/01/17 COVERAGE LIMITS Each Pollution Event Limit Aggregate Policy Limit Crisis Management Expense Aggregate Green Remediation Aggregate Limit Green Standards Aggregate Limit Insured Compensation Expense Limit Deductible $25,000 Each Pollution Event Description Coverages Coverage A: Cleanup Costs -Existing Pollution Event/New Pollution Event 1 .(A) On -Site First Party Discovery Yes 1 .(B) On -Site Third Party Liability Yes 2.(A) Off -Site First Party Discovery Yes 2.(B) Off -Site Third Party Liability Yes $1,000,000 $1,000,000 $50,000 $50,000 $50,000 $50,000 Coverage B: Bodily Injury Or Property Damage -Existing Pollution Event/New Pollution Event 1 .(A) On -Site Bodily Injury Yes 1 .(B) On -Site Property Damage Yes 2.(A) Off -Site Bodily Injury Yes 2.(B) Off -Site Property Damage Yes Let our experience guide you. 29 POLLUTION Description Coverages Coverage C: Non Owned Location Yes (New Coverage) Coverage D: Transportation Yes (New Coverage) Coverage E: Incidental Contractor's Pollution Coverage F: Loss of Business and/or Rental Income Loss of Business Income No Loss of Rental Income Yes Coverage G: Emergency Expenses Yes Crnxrege Pert Mandatory. MandaWo. Mandatory. Mandatory: Mandatory M.aMatorr. Schedule of Farms and Endorszmznts Policy Forms and Endorsements': Z Choice" Pollution Liability S74PC40D-C Sanctpns Exclusion Endorsement U GU4191-A Important Notice -In Witness Cruse/Service of Suit STF-GU-199 Disclosure of Important Information Relating to Terrorism Risk Insurnee Act UmGU-630-D Cap on Losses from Certified Acts of Terrorism Will Not Apply if SfF-ENV1.4"S is selected. Please advise prior to binding. U-GU-767-B Exclusion of Certified Acts of Terrorism See Note Above re: U-GU-767 STF-ENVL4445 Nuclear Exdusion STF-EPG312 Schedule of Cmared Locations with Material Change in Use — See Above STF-EPG1S1 Pollution Event Definition to irslude Biological Weapons STF-EPG228 Divested Property Schedule 15670 Donner Pass Road, Truckee, CA, 96161 STF-EPG267 AsbestosConrining Materials Exclusion STF-EPG303 Lead Based Point Exclusion STF-EPG3011 Microbial Substance Total Exclusion STF-EPC-344 Minimum Earned Premium Endorsement - 25% at inception and 100*4 at end of year 1 STF-EPG334 Retroactive Dates Coverage C: Non Owned Location Liability-06101/2017 Coverage D: Transportation Liability-05/0112017 STF-EPC-309 Transportation Definition - 3rd Party Auto Only STF-EPG352 ' 71t3 schedule costairs a genrral description or the coverag_s provitletl. Fdr a detailed resoiption of the terms conditions, exclusions and limitations; of this insurance you must refer to the applicable poiry tomsard endorsements identified. The titles or the endorsements are prooictd for convenience only. [average praiiced pursuant to these endorsements stall CK interpreted and appaed without regard to such titles. Let our experience guide you. 30