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HomeMy WebLinkAbout13, CalPERS Side-Fund Refunding Workshop Item # 13 April 6, 2011 Fund-the CalPERS SideDiscussion of Refunding Discussion of Refunding 2 Paid jointly by District and District employees–7.75% rate–Amortized over eleven years, through June 2022–Current obligation is $7.7 million–pension poolthe rest of the existing participants’ contributions in the fund” is the obligation to pay an amount to catch up to -“Side•Increased benefits at employees’ cost–2011 •pooled pension planCalifornia Public Employees’ Retirement System (CalPERS) District employees joined –2004 •Background / History Fund-the CalPERS Side Discussion of Refunding 3 Brandis Tallman’s proposed terms were most favorable–Contacted other financial institutions–District’s financial advisor since 2002–McDonald Partners, Inc.–Sandra McDonald •fund-sideContacted District and proposed refunding the CalPERS –CaliforniaProvides bond underwriting for public agencies throughout –located in San FranciscoFull service investment banking firm and broker/dealer –Brandis Tallman•New Information Fund-the CalPERS Side 4 California’s CommunitiesInvestment Banking for 5630-912-415San Francisco, CA 9411122 Battery Street, Suite 500by Presentation Prepared Fund-the CalPERS SideDiscussion of Refunding Available Options Fund-Discussion of Refunding 5 accessing the capital marketplace -Participant refinances their side–fund obligation with a new loan (“refunding”)-Pay off side•obligationsfund -Participant use cash reserves to pay off their side–fund obligation with cash-Pay off side•7.75%fund at an interest rate of -The participants pay into the side–fund participation-Continue side• Access to Capital Markets Fund-the CalPERS SideDiscussion of Refunding 6 Private placement–Public offering–Municipal bond market•Commercial banks• Municipal Bond Market Fund-the CalPERS SideDiscussion of Refunding 7 not favorableCurrent market conditions are –Continuing disclosure required–Trustee required –Official statement required –Credit rating required for optimal interest rate –Sold to public at large –Public offering• Municipal Bond Market Fund-the CalPERS SideDiscussion of Refunding 8 Trustee may be required–No continuing disclosure required –No official statement required–No credit rating required –Bare bones version of public offering–Direct loan from institutional investor such as a bank–Private placement• SUMMARY $ 111,000$ 97,000Average Annual Savings$ 1,049,000$ 1,049,000Fund-CalPERS SideExisting$ 938,000$ 952,000New Refunding Loan2021/222011/12 thruAVERAGE FISCAL YEAR DEBT SERVICE $ 1,221,000$ 1,069,000Eleven YearsSavings OverFund-CalPERS SideExistingLoan New RefundingTOTAL DEBT SERVICE 5.00%5.27%True Interest Cost In-All5.00%5.00%Interest Rate$ 7,683,000$ 7,800,000Paid Upfront$ 117,000Cost of Issuance$ 7,683,000 $ 7,683,000of 6/30/11Fund Payoff Amount as-SideCalPERSOption 2Option 1REFUNDING LOAN PRIVATE PLACEMENT REFUNDING Financing Structure Fund Refunding-SideDiscussion of CalPERS 10 credit quality of the issuerCollateral required on case by case basis depending on •District employee payroll deductions–Water Utility budgeted pension expense–Electric Utility budgeted pension expense–Paid by –Electric Utility deferred pension expense–Liability on Electric Utility balance sheet•Electric Utility obligation• Private Placement Refunding Timeline Fund-the CalPERS SideDiscussion of Refunding 11 Close transaction Before June 30 •authorizes obligationBoard adopts resolution and June 1 •discuss with bond councilCreate, review and revise documents; andApril and May•team to discuss elements of the refundingInitiate formal discussions with financing Next week• Fiscal Impact Fund-the CalPERS SideDiscussion of Refunding 12 year for eleven yearsThe proposed refunding would save about $100,000 per • Recommendation Fund-the CalPERS SideDiscussion of Refunding 13 at the June 1, 2011 meetingPresent final refunding terms for Board review and approval –fund; and-employees’ CalPERS sidePursue the proposed Brandis Tallman refunding of the District –Direct staff to•