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HomeMy WebLinkAbout13 Power Point Insurance Renewal Action Item # 13 May 20, 2015 Compensation InsuranceProperty, Liability, and Workers’ Award of Contracts for Consideration of the Property, Liability, and Workers’ Comp 2 Services to be the District’s new insurance brokerIn February, 2015, the Board approved InterWest Insurance •compensation insurance coverage ends June 1, 2015 The District's annual property, liability and workers’ •Background / History Insurance Renewal Property, Liability, and Workers’ Comp 3 coverage provisionsNegotiated with underwriting teams to produce comprehensive •to address the unique exposures of the DistrictSubmitted to over 12 National carriers that offer specific programs •incumbent carriersFiled Broker of Record letters to secure renewal proposals from •Statement of Valuescarrier supplemental applications, and verification of the 2015 Completed standardized insurance industry applications, individual •and risk management controls in placeCreated detailed description of the course and scope of operations •Marketing approach for 2015 included the following: •New Information Insurance Renewal Premium Summary 2015 30%% Increase$555,085$427,268Program Premium Total$4,543$4,543ChubbCrime$80,419$80,419Landmark/EssexEarthquake$6,289$6,289Steadfast(3 yr term ending June 1, 2017)Pollution $279,177$165,378AIGWorkers’ Compensation(tentative)$29,650 $22,900AWACExcess Liability Layer nd 2$155,007$147,739OneBeaconExcess Layer)st Package (Liability, Property, Auto, and 1Premium2016 -2015PremiumExpiring CarrierCoverage 2016- New Information Insurance RenewalProperty, Liability, and Workers’ Comp 5 vehicles and valuesnumber of to increased Increase in property/liability insurance due •Investigation of claims to include discipline if accident was unsafe act− Employee individual rewards program− education/training plansto review safety programs, claims and InterWestWorking with − Corrective action − payrolls from 2011, 2012, 2013claims and final audited years of three Determined by − Mod from 0.73 to 1.30-increase of the XSignificant increase in workers’ compensation due to the • Fiscal Impact Insurance RenewalProperty, Liability, and Workers’ Comp 6 FY16 budgetIncrease will be taken into consideration for the proposed –Sufficient funds in the FY15 budget–$555,085Proposed insurance premiums total • Recommendation Insurance RenewalProperty, Liability, and Workers’ Comp 7 the period beginning June 1, 2015Award contracts for the insurance programs as proposed for •